The Best Quick Business Loans For Retail Stores

Running a retail store means tight cash flow, high inventory costs, seasonal swings, mounting payrolls, and constant pressure to keep customers happy. When things get tight, a quick business loan helps you move forward.

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America's Retail Funding Powerhouse

16
Years

In Business

$100M+
Funded

To SMB's

10k+
Businesses

Funded across the U.S.

Take the Stress Out of Loan Shopping

Getting a quick business loan for your store should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

71%

of small employer firms report some form of outstanding business debt

- Federal Reserve Bank

How Much Can Your Business Borrow?

Find out in 30 seconds. No credit check required.

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Your total yearly sales
256-bit SSL encryptionCA DFPI LicensedNMLS RegisteredSince 200910,000+ businesses funded

No impact to your credit score.

Business Loans Built for the Retail World

Simple terms. Fast funding. An easy process built for retail shops that need capital fast.

Get a Working Capital Loan

3 to 36 Month Terms · Rates of 1-3%/mo · Approved & Funded In Hours · No Prepayment Penalty

Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.

Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups

Get Working Capital Now
Licensed by the California DFPI Registered with the NMLS Member of the AACFB

All loans and terms subject to approval.

What a Business Loan Can Do for Your Store

From expansion to payroll and everything in between, here’s how shop owners use a fast business loan to keep operations running smoothly.

Common Uses for Retail Business Loans

Make Payroll Before FridayCover a Missed Rent PaymentKeep the Lights OnHandle a Vendor WalkoutReplace a Crashed POS SystemOrder Inventory After a ChargebackCover a $10K Tax SurpriseStock Up After a Smash-and-GrabCatch Up on Overdue InvoicesCover Cashflow After a Slow Month
Fix a Broken HVAC Before SummerBuy Inventory While It’s CheapUpgrade Security After a Break-InReopen After a Temporary ShutdownPay Off High-Interest CardsRestock Bestsellers Before a Holiday RushMake a Bulk Order Before Prices RiseRehire Staff After Losing a ManagerRepair a Leaking RoofSettle with a Threatening Vendor
Open a Second LocationGrab a Competing StorefrontLaunch a Clearance BlitzGet New Signs Up This WeekRun Ads While Your Competitor’s ClosedDominate Local Google ResultsTurn Dead Inventory Into CashRefi Before a Landlord Raises RentHire a Closer to Boost SalesFix the One Thing Killing Foot Traffic

Our Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Time: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Time: 2 - 12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Time: 3 - 72 hours

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We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

10,000+ Businesses Have Trusted QuicLoans

We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.

WE KNOW THE TERRAIN

We’ve guided thousands through this before. We’ll get you through clean.

ALWAYS UPFRONT

Clarity when you need it most, from a team that values your time and trust.

DONE FAST & RIGHT

Organized. Deliberate. Built to deliver without chaos or guesswork, every time.

PARTNERS NOT PROSPECTS

We treat every transaction as an opportunity to earn your next one.

Apply in Minutes

These Retail Businesses Got a Loan from QuicLoans

Here’s what quick funding looks like when it’s done right. This is how it’s supposed to work.

Clothing Boutique
Funded in 9 hours
  • Amount: $50,000
  • Term: 12 months
  • Revenue: $1,200,000/yr.
  • Time in Business: 4 years
  • Owner Credit: B+
  • Use Of Funds: Restock seasonal inventory
National Shoe Store Franchise
Funded in 30 hours
  • Amount: $120,000
  • Term: 12 months
  • Revenue: $1,500,000/yr.
  • Time in Business: 8 years
  • Owner Credit: C
  • Use Of Funds: Corporate signage & inventory
Gift & Decor Shop
Funded in 11 hours
  • Amount: $15,000
  • Term: 6 months
  • Revenue: $175,000/yr.
  • Time in Business: 13 years
  • Owner Credit: D+
  • Use Of Funds: Bridge cashflow

Questions Business Owners Ask

Answers about speed, requirements, and how funding really works.

We can fund your retail business in as little as 3 hours. Most retail operations we work with fund same/next day.

At least $10K/month in revenue, 3+ months in business, 450+ credit score, and a business checking account. No startups. 90% of the retail stores we decline are for not meeting these minimums.

Yes, most retail shop owners already have financing in place. If your store is making steady revenue deposits, you're likely eligible to either add to or replace your existing funding.

Usually not, we typically only need your store's 4 most recent business bank statements. No tax returns, P&Ls, or balance sheets required.

Anything your store needs. You can restock inventory, pay sales taxes, upgrade your displays, cover payroll, or launch a local marketing campaign. Our funding is unsecured, so we will never ask you for a detailed accounting of how you disbursed the funds.

Common Retail Financing Questions

Your Retail Shop’s Next Move Starts Here

You’re ready to solve your problem. We’re ready to fund you.

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