In Business
To SMB's
Funded across the U.S.
Getting a quick business loan for your store should be straightforward. We've brought common sense back to the process, and cut out the worst parts.
You need funds now. Not a drawn-out process that doesn’t care if your inventory just arrived late or you’ve got a lease payment due.
Non-bank business loan options →We approve businesses, not people. If you're moving product and bringing in revenue, we’ll focus on your performance, not just your FICO score.
Bad credit business loans explained →Many charge upfront fees, bait and switch the terms, overpromise results, then vanish when things get hard. We don’t.
What bad brokers do →We’re comfortable working around existing financing. If your retail shop brings in steady revenue, we’ll show you what’s still possible.
Business loans with existing debt →Find out in 30 seconds. No credit check required.
Simple terms. Fast funding. An easy process built for retail shops that need capital fast.
3 to 36 Month Terms · Rates of 1-3%/mo · Quick Approval, Funded in 1-2 Business Days · No Prepayment Penalty
Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.
Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups
Get Working Capital Now
All loans and terms subject to approval.
From expansion to payroll and everything in between, here’s how shop owners use a fast business loan to keep operations running smoothly.
Takes minutes. Minimal documentation needed. It should’ve always been this easy.
Tell us the basics, we’ll take care of the rest.
Required: Online application, last 4 months of business bank statements
Time: ~5 minutes
You’re in control. Choose what works best for you.
Required: Just review and decide
Time: 2 - 12 hours
Get funded and get back to business... fast.
Required: Signed docs, and typically just a driver’s license and a voided check
Time: 3 - 72 hours
Credit and compliance solutions powered by:
These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.
Fast isn’t a feature, it’s the foundation. Our quick business loans deliver funds rapidly, with approvals in hours and funding often completed within 24-48 hours.
You get working capital exactly when you need it.
Quick business loans explained →No collateral required. We approve based on business strength, not what you’re willing to risk.
Your property, equipment, and assets stay separate.
About unsecured business loans →Interest on business loans is almost always tax deductible, which means your cost of capital could be lower than you think.
You retain capital and reduce the true cost of borrowing.
Business loan tax deductions →We don’t report to personal credit. Your business is the borrower, the way it should be.
Your credit report stays unaffected for mortgages, refis, auto loans, and more.
Loans that don't affect personal credit →We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.
We’ve guided thousands through this before. We’ll get you through clean.
Clarity when you need it most, from a team that values your time and trust.
Organized. Deliberate. Built to deliver without chaos or guesswork, every time.
We treat every transaction as an opportunity to earn your next one.
Here’s what quick funding looks like when it’s done right. This is how it’s supposed to work.
Answers about speed, requirements, and how funding really works.
Based on current lending practices, quick business funding for retail operations is typically disbursed within 24 to 48 hours following approval. This fast turnaround is possible by prioritizing consistent cash flow verification.
Core requirements usually include the store operating for 3+ months, generating over $10,000 in monthly revenue, and having a business checking account. While the minimum acceptable FICO score is 450, a score above 600 will generally secure the best terms and lower rates.
Common uses include restocking seasonal inventory, covering payroll gaps, upgrading POS systems or displays, or bridging slow seasons. Since the funding is typically unsecured, it offers high flexibility for store operations.
Yes, retail shops often secure additional working capital even with existing debt. Lenders assess eligibility based on the business’s total cash flow capacity to ensure it can comfortably support all payments.
For quick capital solutions under $150,000, lenders typically require only the last 3-6 months of business bank statements to verify revenue. Tax returns are generally reserved for larger, long-term financing.
Solve the problems you're facing.
Understand what “Funding in hours” really means, and how we move fast without the sacrifices.
Learn more →We’ve approved thousands of apps from people just like you. See what we can, and cannot, do.
Learn more →Worried about putting your home or business assets at risk? Nothing to worry about.
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