No collateral. No delays. Get funded based on business performance, not assets.
This is business funding. Unlike banks, we fund your business without tying up your personal assets.
You don’t need to hand over your house, your car, or your retirement just to access working capital. We approve based on how your business performs, not what you personally own. No collateral. No asset pledges.
You built a life worth protecting. We respect that. Your personal property stays out of the conversation, exactly where it belongs.
Unsecured business loans from QuicLoans give you the freedom to grow without mixing business risk with personal risk. You stay in control of what’s yours. No tangled ownership. No legal exposure. No financial acrobatics if something shifts down the line.
This is not a gamble. It’s a business decision. And you don’t have to risk everything to make it.
When a lender asks for collateral, they rarely value it fairly. Most will lend you fifty cents for every dollar your asset is worth, and that’s often based on auction value, not market value. That fifty cents could just as easily be forty or even thirty.
Why risk real property, vehicles, or equipment to access a fraction of their worth? You take on all the downside while the lender protects themselves with your hard-earned assets.
At QuicLoans, we don’t work that way. Our funding is unsecured, which means you don’t need to put valuable assets on the line to get approved.
You’ve already invested in your business. You shouldn’t have to hand over more just to keep it moving. With unsecured capital, you keep what’s yours, reduce your risk, and get a fair offer built around business performance, not pawn shop math.
Secured loans come with a lot of procedural baggage. Appraisals, inspections, paperwork, lien filings, title checks, and asset reviews. Every step adds friction, delays, and extra hoops to jump through.
Let’s skip all of that.
With unsecured funding, there’s no collateral to verify and no assets to document. That means faster approvals, fewer questions, and money in your account when you need it. No waiting for underwriters. Less paperwork. No delays that drag on for weeks.
Most businesses that meet our basic criteria can be approved in hours and funded in a day. That speed is built in. It’s not a bonus or a lucky break. It’s the result of a process designed to move fast.
If your business is ready to move, there’s no reason your funding shouldn’t be too.
You don’t need to own property, vehicles, or heavy equipment to qualify. What matters is how your business performs. If you're making consistent deposits, we can usually work with that.
Too many lenders fixate on collateral and ignore the actual health of the business. We do the opposite. We fund based on revenue, not what’s sitting in your garage.
That means service businesses and modern operators without hard assets still qualify. You don’t need to be asset-rich. You just need to be active and consistent.
If your business is generating revenue, you should be able to access capital. We built our approval process around performance because that’s what actually matters.
We see what you’re doing. If it’s working, we’ll help you do more of it.
When your funding is unsecured, you’re free to run your business without someone else holding the keys. No collateral means no leverage hanging over your head, no lien to unwind later, and no risk of losing valuable assets if plans change.
You can pivot, expand, refinance, or pay it off early without jumping through legal hoops or triggering hidden clauses. You stay flexible. You stay in control.
That is the freedom unsecured funding gives you. It keeps your hands free, your options open, and your business clean. You are not locked into a rigid structure built around a single asset. You are not tied to terms that restrict how you operate.
We give you capital. What you do with it and how you move forward is entirely up to you.
Get funded and run your business on your terms.
Some lenders lock you in with penalties and fees just for paying early. That is not how we operate.
With QuicLoans, you are never punished for moving fast. If the funding worked and you are ready to close it out, you can. No prepayment penalties. No hidden fees. No drawn-out paperwork. Just done.
You are not stuck in a long-term contract if your business outpaces the capital. You are not forced to ride out terms you no longer need. Pay it off and move on. No one holds the keys to your next move.
Our goal is to give you control, not take it away. That means freedom on the front end and freedom on the back end too.
You came to us for momentum. If you find your own and decide to finish early, that decision is yours.
Since 2009
To SMB's
Funded across the U.S.
Answers about speed, requirements, and how funding really works.
An unsecured business loan is funding that does not require you to pledge collateral like property, equipment, or vehicles. Approval is based on your business performance, not on what you own.
No, you do not have to put up any personal assets. We do not ask for your home, your car, or anything you have worked hard to build.
Yes, you can pay it off at any time without fees or prepayment penalties. You stay in control from start to finish.
Most businesses that meet our basic criteria are approved in hours and funded in one to two business days.
We look at business performance, including monthly revenue, recent deposits, and time in business. We do not require collateral or complicated paperwork.
Solve the problems you're facing.
Understand what “Funding in hours” really means, and how we move fast without the sacrifices.
Learn more →We’ve approved thousands of apps from people just like you. See what we can, and cannot, do.
Learn more →Worried about putting your home or business assets at risk? Nothing to worry about.
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