Can I get a business loan for my retail store if I already have financing?

Many retail stores we fund already have existing financing. It's common, it's expected, and QuicLoans is built to work with it. Whether you want to add more working capital on top of what you have or consolidate everything into better terms, both options are on the table.

We review your bank statements to see what's coming in after your existing payments go out. If there's room to add capital, we approve it. Your existing debt shows up in your statements, so everything is transparent from the start. No surprises, no hidden disqualifications. We see it, we factor it in, and we move forward.

You can add new funding on top of your current loan, or consolidate everything into one payment with QuicLoans. Some lenders refuse to work with you if you already have debt. QuicLoans doesn't. Your retail business operates in the real world, where most stores carry multiple funding sources or look to refinance when better terms become available.

If your store is depositing $10K+ monthly and managing your current obligations, there's likely room to structure additional capital. Submit your last 4 months of statements, get a decision in hours, and add the working capital you need without waiting for your existing loan to mature.