How fast can my retail store get a quick business loan?

Quick Answer: QuicLoans can fund retail stores in as little as 3 hours. Many stores get approved and funded same day.

QuicLoans works hard to fund retail stores faster than you ever thought possible. Here's what our timeline looks like from start to finish.

Our application takes 5 minutes. Basic information about your store. Your last 4 months of bank statements are the whole thing. That's it. No tricky questions. No curveballs. You'll typically get a decision within hours.

Once you're approved, funding happens within 3-72 hours. Sign the paperwork digitally, provide a voided check and driver's license, and the heavy lifting is done. Many retail stores see funds same/next day.

Big banks take weeks because they're built to protect themselves from risk, not fund you with speed. Tax returns, financial projections, committee reviews, more paperwork. QuicLoans skips all of it. If your store is depositing revenue consistently, the decision is straightforward and the funding follows immediately.

Speed matters in retail. Rent is due on schedule. Payroll doesn't wait. Inventory opportunities open and close fast. When you need working capital, you need it now. QuicLoans delivers funding at the speed your business operates, because that's how it should work.

Related Questions

10,000+ Businesses Have Trusted QuicLoans

We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.

WE KNOW THE TERRAIN

We’ve guided thousands through this before. We’ll get you through clean.

ALWAYS UPFRONT

Clarity when you need it most, from a team that values your time and trust.

DONE FAST & RIGHT

Organized. Deliberate. Built to deliver without chaos or guesswork, every time.

PARTNERS NOT PROSPECTS

We treat every transaction as an opportunity to earn your next one.

Apply in Minutes

Our Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

  • Takes 5 Minutes
  • No Application Fees
  • No Obligation
  • No Sales Pressure
1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Time: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Time: 2 - 12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Time: 3 - 72 hours

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Take the Stress Out of Loan Shopping

Getting a quick business loan for your store should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

  • Banks Don’t Move Fast Enough

    You need funds now. Not a drawn-out process that doesn’t care if your inventory just arrived late or you’ve got a lease payment due.

    Learn more →
  • Bad Credit Doesn’t Equal a Bad Business

    We approve businesses, not people. If you're moving product and bringing in revenue, we’ll focus on your performance, not just your FICO score.

    Learn more →
  • Brokers Never Seem to Deliver

    Many charge upfront fees, bait and switch the terms, overpromise results, then vanish when things get hard. We don’t.

    Learn more →
  • Have a Loan Already? Most Stores Do

    We’re comfortable working around existing financing. If your retail shop brings in steady revenue, we’ll show you what’s still possible.

    Learn more →
71%

of small employer firms report some form of outstanding business debt

- Federal Reserve Bank

Your Retail Shop’s Next Move Starts Here

You’re ready to solve your problem. We’re ready to fund you.

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