How do I get a business loan for retail inventory?

Quick Answer: Complete our 5 minute application and submit your last 4 bank statements to QuicLoans. Get approved and funded same day.

Your funding should move as quickly as your inventory. QuicLoans approves retail inventory loans in hours based on your bank statements, not months of endless paperwork. When you spot a bulk deal or need to restock before your busy season, speed is everything.

Here's the process:

  1. Complete our application and submit 4 months of bank statements. That's it. No tax returns, P&Ls, or business plans. Just proof that your store is generating consistent revenue deposits.
  2. Get approved in hours. Your deposits are quickly reviewed, a decision is made, and we send you approval terms the same day.
  3. Funded in 3-72 hours. Sign loan documents digitally, and that's it. Most retail stores see funds within 24 hours.

Our minimums are straightforward: $10K+ monthly revenue deposits, 3+ months in business, and a 450+ credit score. If you're hitting those marks, approval is fast and funding follows immediately. Since our funding is unsecured, spend the funds however you need, without restriction. We will never ask you for a detailed report of how funds were disbursed.

Retail stores operate on thin margins and tight timelines. You can't wait 6 weeks for bank approval when inventory opportunities close in 48 hours. QuicLoans moves at retail speed. Apply in 5 minutes, get funded today, and restock before you lose the sale.

Related Questions

America's Retail Funding Powerhouse

16
Years

In Business

$100M+
Funded

To SMB's

10k+
Businesses

Funded across the U.S.

We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

  • Quick Funding

    Fast isn’t a feature, it’s the foundation. Our quick business loans deliver funds in as little as 3 hours, without the usual friction.

    You get working capital exactly when you need it.

    Learn more →
  • Unsecured

    No collateral required. We approve based on business strength, not what you’re willing to risk.

    Your property, equipment, and assets stay separate.

    Learn more →
  • Tax Deductible

    Interest on business loans is almost always tax deductible, which means your cost of capital could be lower than you think.

    You retain capital and reduce the true cost of borrowing.

    Learn more →
  • No Personal Credit Impact

    We don’t report to personal credit. Your business is the borrower, the way it should be.

    Your credit report stays unaffected for mortgages, refis, auto loans, and more.

    Learn more →
82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

Your Retail Shop’s Next Move Starts Here

You’re ready to solve your problem. We’re ready to fund you.

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