Medical Business Loans: Fast Working Capital for Healthcare Providers

We help healthcare providers from clinics and dentists, to physical therapists and wellness centers, get fast business loans when timing matters. Cover payroll, replace equipment, or bridge slow insurance payouts with funding that helps you move forward.

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America's Medical Funding Powerhouse

16
Years

In Business

$100M+
Funded

To SMB's

10k+
Businesses

Funded across the U.S.

Take the Stress Out of Loan Shopping

Getting a quick business loan for your healthcare business should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

71%

of small employer firms report some form of outstanding business debt

- Federal Reserve Bank

How Much Can Your Business Borrow?

Find out in 30 seconds. No credit check required.

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Your total yearly sales
256-bit SSL encryptionCA DFPI LicensedNMLS RegisteredSince 200910,000+ businesses funded

No impact to your credit score.

Business Loans Built for the Medical World

Simple terms. Fast funding. An easy process built for practices that need capital fast.

Get a Working Capital Loan

3 to 36 Month Terms · Rates of 1-3%/mo · Quick Approval, Funded in 1-2 Business Days · No Prepayment Penalty

Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.

Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups

Get Working Capital Now
Licensed by the California DFPI Registered with the NMLS Member of the AACFB

All loans and terms subject to approval.

What a Business Loan Can Do for Your Medical Practice

From equipment upgrades to payroll and everything in between, here’s how clinics, dental offices, and therapy providers have used quick business loans to keep operations running smoothly.

Common Uses for Medical Business Loans

Cover Payroll Gaps During Insurance DelaysPay Rent or Lease on Your Medical OfficeCatch Up on Medical Supply InvoicesReplace a Broken Exam ChairBuy a New X-Ray MachineRepair an EKG MachineInstall a New Ultrasound UnitFix a Malfunctioning SterilizerPay a Quarterly Tax BillUpgrade Diagnostic Tools
Hire an Additional PhysicianBring On a Part-Time TherapistRenovate Your Waiting RoomAdd a New Treatment RoomLaunch a Marketing CampaignUpgrade Practice Management SoftwareAdd In-House Lab TestingPurchase a Digital Imaging SystemExtend Your Clinic HoursInstall a New Autoclave
Purchase a Vital Signs MonitorReplace Overhead Procedure LightsBuy an Intraoral CameraUpgrade Your EHR SystemAdd a Dental Vacuum PumpInstall Soundproofing for Therapy RoomsBuy a New Blood Testing UnitMake Required Compliance RenovationsAdd a Therapy or Recovery RoomOutfit a New Exam Room from Scratch

Our Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Time: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Time: 2 - 12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Time: 3 - 72 hours

Credit and compliance solutions powered by:

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We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

10,000+ Businesses Have Trusted QuicLoans

We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.

WE KNOW THE TERRAIN

We’ve guided thousands through this before. We’ll get you through clean.

ALWAYS UPFRONT

Clarity when you need it most, from a team that values your time and trust.

DONE FAST & RIGHT

Organized. Deliberate. Built to deliver without chaos or guesswork, every time.

PARTNERS NOT PROSPECTS

We treat every transaction as an opportunity to earn your next one.

Apply in Minutes

These Healthcare Providers Got a Business Loan from QuicLoans

Here’s what quick funding looks like when it’s done right. This is how it’s supposed to work.

Family Medical Clinic
Funded in 5 hours
  • Amount: $250,000
  • Term: 24 months
  • Revenue: $1,750,000/yr.
  • Time in Business: 9 years
  • Owner Credit: B
  • Use Of Funds: Bridge insurance gaps
Dental Practice
Funded in 18 hours
  • Amount: $75,000
  • Term: 12 months
  • Revenue: $650,000/yr.
  • Time in Business: 3 years
  • Owner Credit: C+
  • Use Of Funds: Compliance-required upgrades
Physical Therapy Center
Funded in 11 hours
  • Amount: $25,000
  • Term: 8 months
  • Revenue: $450,000/yr.
  • Time in Business: 2 years
  • Owner Credit: C-
  • Use Of Funds: Cover payroll

Questions Business Owners Ask

Answers about speed, requirements, and how funding really works.

Based on current lending practices, financing for medical businesses is typically disbursed within 24 to 48 hours following approval. This rapid timeline relies on verifying consistent cash flow rather than full underwriting.

Core qualifications for quick financing usually require the practice to be in business for 3+ months and generate over $10,000 in monthly revenue. While the minimum acceptable FICO score is 450, a score above 600 will generally secure the best terms and lower rates.

Common uses include stabilizing payroll, urgent equipment repair (e.g., an autoclave), buying bulk supplies, or bridging delays in insurance reimbursements. Since the funding is typically unsecured, it offers high flexibility.

Yes, medical practices can often secure additional working capital even with existing debt. Lenders assess eligibility based on the practice’s total cash flow capacity to comfortably support all payments.

For quick capital solutions under $150,000, lenders generally require only the last 3-6 months of business bank statements to verify revenue. Tax returns are typically reserved for larger, long-term financing like SBA loans.

Common Medical Practice Financing Questions

Your Practice’s Next Move Starts Here

You’re ready to solve your problem. We’re ready to fund you.

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