Can my medical practice get a business loan to cover insurance delays?

Quick Answer: Yes, medical practices can get same-day funding to bridge cash flow gaps caused by insurance delays.

Insurance payment delays are killing medical practices' cash flow, but you don't have to wait 30-90 days to get paid. A quick business loan allows you to access capital immediately while your claims process.

How medical practices use bridge funding during insurance delays:

  • Cover payroll: Your staff can't wait for insurance companies. Keep your team paid and your practice running.
  • Pay suppliers: Medical supplies, pharmaceuticals, and lab services need payment now, not when insurance decides to pay.
  • Handle operating expenses: Rent, utilities, and equipment leases don't stop when insurance payments are slow.

QuicLoans understands the insurance reimbursement cycle. We look at your practice's consistent revenue history. If your practice is generating $10K+ monthly and has been in business for at least 3 months, you likely qualify.

You can get approved and funded in as little as 3 hours. No need to explain the complexities of medical billing or convince someone that Medicare will eventually pay. Just show us your last 4 months of business bank statements and get the working capital you need today.

Related Questions

Take the Stress Out of Loan Shopping

Getting a quick business loan for your healthcare business should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

  • Banks Don’t Move Fast Enough

    You need funds now. Not a slow approval process that doesn't care if your exam room equipment just broke or insurance delays are choking your cash flow.

    Learn more →
  • Bad Credit Doesn’t Equal a Bad Business

    We approve healthcare businesses, not people. If you're helping patients and generating revenue, we’ll focus on your performance, not just your FICO score.

    Learn more →
  • Brokers Never Seem to Deliver

    Many charge upfront fees, bait and switch the terms, overpromise results, then vanish when things get hard. We don’t.

    Learn more →
  • Have a Loan Already? Most Medical Businesses Do

    We’re comfortable working around existing financing. If your practice brings in steady revenue, we’ll show you what’s still possible.

    Learn more →
71%

of small employer firms report some form of outstanding business debt

- Federal Reserve Bank

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