Can my medical practice get a business loan to cover insurance delays?

Quick Answer: Yes, medical practices can get same-day funding to bridge cash flow gaps caused by insurance delays.

Insurance payment delays are killing medical practices' cash flow, but you don't have to wait 30-90 days to get paid. A quick business loan allows you to access capital immediately while your claims process.

How medical practices use bridge funding during insurance delays:

  • Cover payroll: Your staff can't wait for insurance companies. Keep your team paid and your practice running.
  • Pay suppliers: Medical supplies, pharmaceuticals, and lab services need payment now, not when insurance decides to pay.
  • Handle operating expenses: Rent, utilities, and equipment leases don't stop when insurance payments are slow.

QuicLoans understands the insurance reimbursement cycle. We look at your practice's consistent revenue history. If your practice is generating $10K+ monthly and has been in business for at least 3 months, you likely qualify.

You can get approved and funded in as little as 3 hours. No need to explain the complexities of medical billing or convince someone that Medicare will eventually pay. Just show us your last 4 months of business bank statements and get the working capital you need today.

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These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

  • Quick Funding

    Fast isn’t a feature, it’s the foundation. Our quick business loans deliver funds rapidly, with approvals in hours and funding often completed within 24-48 hours.

    You get working capital exactly when you need it.

    Quick business loans explained →
  • Unsecured

    No collateral required. We approve based on business strength, not what you’re willing to risk.

    Your property, equipment, and assets stay separate.

    About unsecured business loans →
  • Tax Deductible

    Interest on business loans is almost always tax deductible, which means your cost of capital could be lower than you think.

    You retain capital and reduce the true cost of borrowing.

    Business loan tax deductions →
  • No Personal Credit Impact

    We don’t report to personal credit. Your business is the borrower, the way it should be.

    Your credit report stays unaffected for mortgages, refis, auto loans, and more.

    Loans that don't affect personal credit →
82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

Our Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

  • Takes 5 Minutes
  • No Application Fees
  • No Obligation
  • No Sales Pressure
1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Time: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Time: 2 - 12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Time: 3 - 72 hours

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