What if my auto shop's lift breaks unexpectedly?

Quick Answer: Auto repair shops can get emergency equipment funding in as little as 3 hours to replace broken lifts, diagnostic tools, or other critical shop equipment.

A broken lift doesn't just cost you the repair bill. It costs you every job that bay can't handle. When your alignment rack fails or your diagnostic computer crashes, waiting weeks for traditional equipment financing means turning away customers and watching them drive to your competitor.

Why QuicLoans works better than equipment financing for emergencies:

  • Speed beats everything: Approved in hours based on your shop's revenue, not equipment appraisals or vendor quotes.
  • No equipment liens: The funding is unsecured, so you own your new lift outright with no complications if you want to upgrade later.
  • Flexible amounts: Whether it's a $3K diagnostic tool or a $30K heavy-duty lift, get the right tool for the job.

Your shop has been depositing $10K+ monthly for the last 4 months? You can likely get approved before your parts supplier closes today. No equipment inspections, no waiting for manufacturer financing approval, no using your personal assets as collateral.

Every day that bay sits empty costs you exponential revenue. Traditional banks could cost you 20% of your monthly revenue while you wait for them to approve, or deny, your business. Smart shop owners get back to full capacity first, then refinance later if it makes sense.

Related Questions

Take the Stress Out of Loan Shopping

Getting a quick business loan for your service shop should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

  • Banks Don’t Move Fast Enough

    You need funds now. Not a drawn-out process that doesn't care if your diagnostic equipment just failed, or your lift's down and you need repairs now.

    Learn more →
  • Bad Credit Doesn’t Equal a Bad Business

    We approve auto businesses, not people. If you're turning wrenches and bringing in revenue, we’ll focus on your performance, not just your FICO score.

    Learn more →
  • Brokers Never Seem to Deliver

    Many charge upfront fees, bait and switch the terms, overpromise results, then vanish when things get hard. We don’t.

    Learn more →
  • Have a Loan Already? Most Auto Shops Do

    We’re comfortable working around existing financing. If your business brings in steady revenue, we’ll show you what’s still possible.

    Learn more →
82%

of businesses that acquire equipment use some form of financing.

- Equipment Leasing & Finance Foundation

Business Loans Built for the Automotive World

Simple terms. Fast funding. An easy process built for shops that need capital fast.

Get a Working Capital Loan

3 to 36 Month Terms · Rates of 1-3%/mo · Approved & Funded In Hours · No Prepayment Penalty

Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.

Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups

Get Working Capital Now
Licensed by the California DFPI Registered with the NMLS Member of the AACFB

All loans and terms subject to approval.

We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

  • Quick Funding

    Fast isn’t a feature, it’s the foundation. Our quick business loans deliver funds in as little as 3 hours, without the usual friction.

    You get working capital exactly when you need it.

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  • Unsecured

    No collateral required. We approve based on business strength, not what you’re willing to risk.

    Your property, equipment, and assets stay separate.

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  • Tax Deductible

    Interest on business loans is almost always tax deductible, which means your cost of capital could be lower than you think.

    You retain capital and reduce the true cost of borrowing.

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  • No Personal Credit Impact

    We don’t report to personal credit. Your business is the borrower, the way it should be.

    Your credit report stays unaffected for mortgages, refis, auto loans, and more.

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82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

Your Shop’s Next Move Starts Here

You’re ready to solve your problem. We’re ready to fund you.

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