The Best Quick Business Loans For Automotive Businesses

Whether you run a repair shop, tire center, or specialty garage, the auto industry runs on fast turnarounds, expensive parts and equipment, and fluctuating payrolls. When cash gets tight, a quick business loan helps you keep revenue rolling.

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America's Automotive Funding Powerhouse

16
Years

Since 2009

$100M+
Funded

To SMB's

10k+
Businesses

Funded across the U.S.

Take the Stress Out of Loan Shopping

Getting a quick business loan for your service shop should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

82%

of businesses that acquire equipment use some form of financing.

- Equipment Leasing & Finance Foundation

Business Loans Built for the Automotive World

Simple terms. Fast funding. An easy process built for shops that need capital fast.

Get a Working Capital Loan

3 to 36 Month Terms · Rates of 1-3%/mo · Approved & Funded In Hours · No Prepayment Penalty

Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.

Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups

Get Working Capital Now
Licensed by the California DFPI Registered with the NMLS Member of the AACFB

All loans and terms subject to approval.

What a Business Loan Can Do for Your Auto Shop

From expansion to payroll and everything in between, here’s how automotive business owners use a fast business loan to keep operations running smoothly.

Common Uses for Automotive Business Loans

Cover PayrollBuy Diagnostic ToolsInstall a New LiftStock Engines & TransmissionsReplace Alignment MachineRestock Brake PartsBuy Emissions TestersUpgrade Air CompressorHire a New TechRenew Insurance
Handle Parts Cost SpikesPre-Pay for Oil & FiltersExpand ServicesOpen a New LocationRemodel Front OfficeReplace Broken JacksCatch Up on TaxesPay Shop RentBuy Tire ChangerUpgrade POS Software
Get ADAS EquipmentRun Local AdsBuy EV ToolsRestock InventoryCover Warranty RepairsFlip Used VehiclesAdd New CertificationsFund Mobile RepairsFix Compliance IssuesPay Tech Bonuses

A Refreshingly Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Timeframe: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Timeframe: Usually 2 to 12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Timeframe: 3 to 48 hours is typical

Credit and compliance solutions powered by:

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We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

10,000+ Businesses Have Trusted QuicLoans

We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.

WE KNOW THE TERRAIN

We’ve guided thousands through this before. We’ll get you through clean.

ALWAYS UPFRONT

Clarity when you need it most, from a team that values your time and trust.

DONE FAST & RIGHT

Organized. Deliberate. Built to deliver without chaos or guesswork, every time.

PARTNERS NOT PROSPECTS

We treat every transaction as an opportunity to earn your next one.

Apply in Minutes

These Auto Shops Got a Business Loan from QuicLoans

Here’s what quick funding looks like when it’s done right. This is how it’s supposed to work.

Independent Repair Shop
Funded in 6 hours
  • Amount: $95,000
  • Term: 18 months
  • Revenue: $800,000/yr.
  • Time in Business: 11 years
  • Owner Credit: B
  • Use Of Funds: Bridge cash flow gaps
National Tire Franchise
Funded in 22 hours
  • Amount: $200,000
  • Term: 12 months
  • Revenue: $2,200,000/yr.
  • Time in Business: 6 years
  • Owner Credit: C+
  • Use Of Funds: Required equipment upgrades
Local Transmission Shop
Funded in 26 hours
  • Amount: $45,000
  • Term: 8 months
  • Revenue: $550,000/yr.
  • Time in Business: 3 years
  • Owner Credit: C-
  • Use Of Funds: Buy new lift and compressor

Questions Business Owners Ask

Answers about speed, requirements, and how funding really works.

We can fund you in as little as 3 hours. If you’ve got repairs waiting or parts to order, you can’t afford to wait. We move fast so you can keep moving.

You’ll need at least $10K/month in revenue, 3+ months in business, a 450+ credit score, and a business checking account. We don't work with startups. These minimums knock out 90% of declines.

Yes. Most shops have existing financing. As long as your cash flow supports it, we’ll find a way forward. This is what we do.

Usually no. Most auto repair loans only require your recent business bank statements — not your tax returns or financials. We keep it simple and fast.

Whatever your shop needs. Order inventory, replace a lift, make payroll, expand bays, or smooth out a slow month. You run the shop — we just help fund it.

Your Shop’s Next Move Starts Here.

You’re ready to solve your problem. We’re ready to fund you.

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