The Best Quick Business Loans For Trades & Services

From HVAC and plumbing to painting and general contracting, we fund trades businesses that need to move fast, cover costs, and keep crews working

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America's Trades Funding Powerhouse

16
Years

Since 2009

$100M+
Funded

To SMB's

10k+
Businesses

Funded across the U.S.

Take the Stress Out of Loan Shopping

Getting a quick business loan for your business should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

71%

of small employer firms report some form of outstanding business debt

- Federal Reserve Bank

Business Loans Built for the Service World

Simple terms. Fast funding. An easy process built for trade businesses that need capital fast.

Get a Working Capital Loan

3 to 36 Month Terms · Rates of 1-3%/mo · Approved & Funded In Hours · No Prepayment Penalty

Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.

Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups

Get Working Capital Now
Licensed by the California DFPI Registered with the NMLS Member of the AACFB

All loans and terms subject to approval.

What a Business Loan Can Do for Your Business

From expansion to payroll and everything in between, here’s how service business owners use a fast business loan to keep operations running smoothly.

Common Uses for Service Business Loans

Cover Payroll This WeekPay Off Tax DebtCatch Up on Insurance PremiumsRefill Your Fuel CardsHire a SubcontractorFix a Broken Work VanPrepay for a Commercial JobPay Your Crew OvertimeCover Workers’ Comp ShortfallsReplace Stolen Tools
Buy a New HVAC CompressorUpgrade Welding EquipmentRestock Plumbing InventoryReplace Old Ladders and ScaffoldingPurchase a Generator for Field WorkOrder Paint, Rollers, and Drop ClothsLease a Bobcat or Mini-ExcavatorBuy a Drain Camera or Jetting RigReplace Your Broken Air CompressorRestock Wire, Conduit, and Electrical Parts
Bid on Bigger Jobs With ConfidenceBridge Delayed Payouts from GC WorkRenegotiate Material Pricing in BulkGet Ahead of Backlogged Work OrdersFix Equipment Before It Fails Mid-JobUpgrade Your Work TruckReplace Water-Damaged Tools After a LeakHandle a Surprise OSHA FineStart a Second CrewPay for Your Contractor License Renewal

A Refreshingly Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Timeframe: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Timeframe: Usually 2–12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Timeframe: 3 to 48 hours is typical

Credit and compliance solutions powered by:

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We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

10,000+ Businesses Have Trusted QuicLoans

We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.

WE KNOW THE TERRAIN

We’ve guided thousands through this before. We’ll get you through clean.

ALWAYS UPFRONT

Clarity when you need it most, from a team that values your time and trust.

DONE FAST & RIGHT

Organized. Deliberate. Built to deliver without chaos or guesswork, every time.

PARTNERS NOT PROSPECTS

We treat every transaction as an opportunity to earn your next one.

Apply in Minutes

These Trades & Services Businesses Got a Loan from QuicLoans

Here’s what quick funding looks like when it’s done right. This is how it’s supposed to work.

Plumbing Contractor
Funded in 9 hours
  • Amount: $30,000
  • Term: 10 months
  • Revenue: $720,000/yr.
  • Time in Business: 6 years
  • Owner Credit: B
  • Use Of Funds: Purchase new jetting rig
HVAC Company
Funded in 7 hours
  • Amount: $125,000
  • Term: 24 months
  • Revenue: $950,000/yr.
  • Time in Business: 9 years
  • Owner Credit: A-
  • Use Of Funds: Add 2 new trucks and hire staff
Painting & Drywall Crew
Funded in 36 hours
  • Amount: $38,000
  • Term: 6 months
  • Revenue: $360,000/yr.
  • Time in Business: 3 years
  • Owner Credit: C
  • Use Of Funds: Bridge slow-paying commercial contracts

Questions Business Owners Ask

Answers about speed, requirements, and how funding really works.

You can be funded in as little as 3 hours. Whether a truck breaks down, materials are delayed, or payroll is tight — we move fast so you don’t fall behind.

You’ll need at least $10K/month in deposits, 3+ months in business, a 450+ credit score, and a business checking account. We don’t work with startups. These are the minimums that eliminate 90% of declines up front.

Yes. Many trades businesses already have financing. If your cash flow works, we’ll layer on or refinance. This is normal for us.

Usually not. We typically only need your recent business bank statements. No tax returns or financials required in most cases — we keep it simple.

Buy materials, replace tools, cover payroll, bid larger jobs, or bridge a slow season. You know what your business needs — we just help you get there.

Your Next Move Starts Here.

You’re ready to solve your problem. We’re ready to fund you.

Start My Application