Fast Business Loans for Salons & Barbershops

Running a salon or barbershop means constant pressure. You're managing stylists, handling cancellations, restocking products, and keeping up with the latest trends. When cash flow gets tight, a quick business loan helps you smooth out the gaps and keep your chairs full.

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America's Salon Funding Powerhouse

16
Years

In Business

$100M+
Funded

To SMB's

10k+
Businesses

Funded across the U.S.

Take the Stress Out of Loan Shopping

Getting a quick business loan for your salon should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

71%

of small employer firms report some form of outstanding business debt

- Federal Reserve Bank

How Much Can Your Business Borrow?

Find out in 30 seconds. No credit check required.

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Your total yearly sales
256-bit SSL encryptionCA DFPI LicensedNMLS RegisteredSince 200910,000+ businesses funded

No impact to your credit score.

Business Loans Built for the Stylist World

Simple terms. Fast funding. An easy process built for salons & barbershops that need capital fast.

Get a Working Capital Loan

3 to 36 Month Terms · Rates of 1-3%/mo · Quick Approval, Funded in 1-2 Business Days · No Prepayment Penalty

Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.

Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups

Get Working Capital Now

All loans and terms subject to approval.

What a Business Loan Can Do for Your Salon

From expansion to payroll and everything in between, here’s how salon & barbershops owners use a fast business loan to keep operations running smoothly.

Common Uses for Salon Business Loans

Install New ChairsUpgrade Wash StationsExpand Square FootageBuild Treatment RoomsAdd Lash or Nail StationsReplace FlooringRedo Lighting and MirrorsUpgrade POS SystemBuy Retail ShelvingOrder Bulk Inventory
Cover PayrollMake RentPay Back TaxesHandle OverdraftsFund Stylist CommissionsPay Booth Renters EarlyCover Insurance PremiumsBuy Backbar SuppliesReplace Broken DryerGet Through a Slow Month
Hire a New StylistLaunch Paid AdsRebrand Logo and SignageImprove WebsiteOffer Client MembershipsRun Seasonal PromosBuy Photo GearJoin Training ProgramPay Marketing ConsultantOpen Second Location

Our Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Time: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Time: 2 - 12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Time: 3 - 72 hours

Credit and compliance solutions powered by:

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We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

10,000+ Businesses Have Trusted QuicLoans

We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.

WE KNOW THE TERRAIN

We’ve guided thousands through this before. We’ll get you through clean.

ALWAYS UPFRONT

Clarity when you need it most, from a team that values your time and trust.

DONE FAST & RIGHT

Organized. Deliberate. Built to deliver without chaos or guesswork, every time.

PARTNERS NOT PROSPECTS

We treat every transaction as an opportunity to earn your next one.

Apply in Minutes

These Salons & Barbershops Got a Business Loan from QuicLoans

Here’s what quick funding looks like when it’s done right. This is how it’s supposed to work.

Luxury Hair Salon
Funded in 9 hours
  • Amount: $80,000
  • Term: 14 months
  • Revenue: $820,000/yr.
  • Time in Business: 7 years
  • Owner Credit: B+
  • Use Of Funds: Renovate wash stations
Neighborhood Barbershop
Funded in 6 hours
  • Amount: $25,000
  • Term: 9 months
  • Revenue: $310,000/yr.
  • Time in Business: 4 years
  • Owner Credit: C-
  • Use Of Funds: Make rent and payroll
Full-Service Spa & Salon
Funded in 11 hours
  • Amount: $60,000
  • Term: 12 months
  • Revenue: $650,000/yr.
  • Time in Business: 6 years
  • Owner Credit: B
  • Use Of Funds: Add lash extension room

Questions Business Owners Ask

Answers about speed, requirements, and how funding really works.

Based on current lending practices, funding for salons and barbershops is typically disbursed within 24 to 48 hours following approval. This rapid timeline relies on verifying consistent cash flow.

Core requirements usually include the shop operating for 3+ months, generating over $10,000 in monthly revenue, and a business checking account. While the minimum acceptable FICO score is 450, a score above 600 will generally secure the best terms and lower rates.

Common uses include covering payroll for stylists, buying retail inventory in bulk, modernizing equipment, or paying unexpected rent gaps. Since the funding is typically unsecured, it offers high flexibility for operations.

Yes, salons and barbershops often secure additional working capital even with existing debt. Lenders assess eligibility based on the business’s total cash flow capacity to support all payments.

For quick capital solutions under $150,000, lenders typically require only the last 3-6 months of business bank statements to verify revenue. Tax returns are generally reserved for larger, long-term financing.

Common Salon & Barbershop Financing Questions

Your Salon’s Next Move Starts Here

You’re ready to solve your problem. We’re ready to fund you.

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