The Best Quick Business Loans For Restaurants

Running a restaurant means thin margins, expensive expansion, payroll stress, and no room for slow weeks or bad reviews. When problems hit, a quick business loan helps you move forward.

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America's Restaurant Funding Powerhouse

16
Years

In Business

$100M+
Funded

To SMB's

10k+
Businesses

Funded across the U.S.

Take the Stress Out of Loan Shopping

Getting a quick business loan for your restaurant should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

75%

of independent restaurants report taking out over $50,000 in debt.

- James Beard Foundation

How Much Can Your Business Borrow?

Find out in 30 seconds. No credit check required.

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Your total yearly sales
256-bit SSL encryptionCA DFPI LicensedNMLS RegisteredSince 200910,000+ businesses funded

No impact to your credit score.

Business Loans Built for the Restaurant World

Simple terms. Fast funding. An easy process built for establishments that need capital fast.

Get a Working Capital Loan

3 to 36 Month Terms · Rates of 1-3%/mo · Approved & Funded In Hours · No Prepayment Penalty

Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.

Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups

Get Working Capital Now
Licensed by the California DFPI Registered with the NMLS Member of the AACFB

All loans and terms subject to approval.

What a Business Loan Can Do for Your Restaurant

From expansion to payroll and everything in between, here’s how restaurant owners use a fast business loan to keep operations running smoothly.

Common Uses for Restaurant Business Loans

Add Outdoor Seating or Patio SpacePurchase a Delivery VehicleCover Franchise FeesRedesign Your WebsiteHandle Legal ExpensesBridge a Short-Term GapPay Business Insurance PremiumsCover Food Supplier InvoicesStay Current with VendorsRenovate or Remodel Your Space
Fund a Marketing CampaignBuy Inventory in BulkUpgrade Restaurant EquipmentCover Emergency RepairsGet Help with PayrollPay Rent or Lease CostsHire and Train New StaffOpen a New LocationHandle a Slow Sales MonthPay Tax Bills
Cover a Liquor License RenewalFix a Walk-In Freezer BreakdownGet Breathing Room When You Need ItAdd Online Ordering CapabilitiesHandle a Slow Winter SeasonBuy New Tables or ChairsSet Up a Delivery ProgramHire Seasonal Kitchen StaffUpgrade POS or Payment SystemsRecover After a Health Inspection Issue

Our Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Time: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Time: 2 - 12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Time: 3 - 72 hours

Credit and compliance solutions powered by:

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We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

10,000+ Businesses Have Trusted QuicLoans

We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.

WE KNOW THE TERRAIN

We’ve guided thousands through this before. We’ll get you through clean.

ALWAYS UPFRONT

Clarity when you need it most, from a team that values your time and trust.

DONE FAST & RIGHT

Organized. Deliberate. Built to deliver without chaos or guesswork, every time.

PARTNERS NOT PROSPECTS

We treat every transaction as an opportunity to earn your next one.

Apply in Minutes

These Restaurants Got a Business Loan from QuicLoans

Here’s what quick funding looks like when it’s done right. This is how it’s supposed to work.

Mexican Restaurant
Funded in 8 hours
  • Amount: $175,000
  • Term: 18 months
  • Revenue: $1,400,000/yr.
  • Time in Business: 23 years
  • Owner Credit: B+
  • Use Of Funds: Bridge cash flow gaps
Subway Franchise
Funded in 22 hours
  • Amount:$120,000
  • Term: 12 months
  • Revenue: $650,000/yr.
  • Time in Business: 10 years
  • Owner Credit: B-
  • Use Of Funds: Corporate required upgrades
Neighborhood Cafe
Funded in 10 hours
  • Amount: $40,000
  • Term: 8 months
  • Revenue: $450,000/yr.
  • Time in Business: 2 years
  • Owner Credit: C-
  • Use Of Funds: Upgrade equipment

Questions Business Owners Ask

Answers about speed, requirements, and how funding really works.

We can fund your restaurant in as little as 3 hours. Most restaurants we work with get funded same/next day.

You'll need at least $10K/month in revenue, 3+ months in business, a 450+ credit score, and a business checking account. These minimums cover over 90% of the restaurants we decline.

Yes, most restaurants already have some kind of financing. If your restaurant is making consistent deposits, you're likely eligible to either add to or replace your existing funding.

In most cases, no, we don't need your tax returns, profit and loss statements, or balance sheets. Just your restaurant's last 4 months of business bank statements.

Anything your restaurant needs- cover payroll, fix the freezer, buy inventory in bulk, get through a slow season, or open a second location. Our funding is unsecured, so we will never ask for a detailed accounting of how you used the funds.

Common Restaurant Financing Questions

Your Restaurant’s Next Move Starts Here

You’re ready to solve your problem. We’re ready to fund you.

Start My Application