Fast Business Loans for Gyms & Fitness Centers

Running a gym means high overhead, expensive equipment, staff turnover, and seasonal slumps. When cash flow tightens, a quick business loan helps you keep moving forward.

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America's Fitness Industry Funding Powerhouse

16
Years

In Business

$100M+
Funded

To SMB's

10k+
Businesses

Funded across the U.S.

Take the Stress Out of Loan Shopping

Getting a quick business loan for your gym should be straightforward. We've brought common sense back to the process, and cut out the worst parts.

71%

of small employer firms report some form of outstanding business debt

- Federal Reserve Bank

How Much Can Your Business Borrow?

Find out in 30 seconds. No credit check required.

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Your total yearly sales
256-bit SSL encryptionCA DFPI LicensedNMLS RegisteredSince 200910,000+ businesses funded

No impact to your credit score.

Business Loans Built for the Fitness World

Simple terms. Fast funding. An easy process built for gyms that need capital fast.

Get a Working Capital Loan

3 to 36 Month Terms · Rates of 1-3%/mo · Quick Approval, Funded in 1-2 Business Days · No Prepayment Penalty

Funds deposited directly into your business checking account via ACH or wire. Loan amounts ranging from $10,000 to $2,000,000.

Minimums: 450+ credit · 3+ months in business · $10K/month revenue · No Startups

Get Working Capital Now

All loans and terms subject to approval.

What a Business Loan Can Do for Your Gym

From expansion to payroll and everything in between, here’s how fitness center owners use a fast business loan to keep operations running smoothly.

Common Uses for Fitness Business Loans

Renovate or Remodel Your SpaceBuy or Lease New Strength EquipmentUpgrade Cardio Machines That Are Breaking DownAdd a Sauna, Cold Plunge, or Recovery RoomConvert Extra Space Into a Private Training StudioInstall New Flooring for High-Traffic AreasAdd Mirrors, Lighting, and Sound for VibeReplace Old Lockers, Showers, or BathroomsGet That Turf Zone You've Been Putting OffFix That HVAC Before It Drives Away Members
Launch a Paid Social Campaign to Attract New MembersStart a Referral Program With Real RewardsRebrand and Rebuild Your WebsiteHire a Marketing Pro to Fill ClassesOffer a New Member Challenge or Transformation ProgramAdd Branded Merch and Sell It On-SiteCreate a Pro-Looking Promo VideoBoost Your Local SEO and Online ReviewsRent a Booth at a Fitness Expo or Local EventTarget Corporate Wellness Partnerships
Cover Payroll During a Slow SeasonHire More Coaches or Certified TrainersBring on a Nutritionist or Wellness CoachCover Your Quarterly Tax PaymentGet Through That Summer Slump or Holiday DipCatch Up on Back Rent or Utility BillsPrepay Inventory Like Supplements or Smoothie SuppliesLaunch a New Class Format like Yoga, HIIT, or SpinOffer Staff Retention Bonuses or CertificationsSwitch Billing Systems or Upgrade Software

Our Simple Process

Takes minutes. Minimal documentation needed. It should’ve always been this easy.

1

Apply Online

Tell us the basics, we’ll take care of the rest.

Required: Online application, last 4 months of business bank statements

Time: ~5 minutes

2

Review Offers

You’re in control. Choose what works best for you.

Required: Just review and decide

Time: 2 - 12 hours

3

Receive Funds

Get funded and get back to business... fast.

Required: Signed docs, and typically just a driver’s license and a voided check

Time: 3 - 72 hours

Credit and compliance solutions powered by:

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We're More Than Just Speed

These advantages make a QuicLoans loan the smart choice. When funding works for you, it’s just common sense.

82%

of small businesses fail due to lack of cashflow, not lack of demand.

— 2024 U.S. Bank study

10,000+ Businesses Have Trusted QuicLoans

We do it the right way. No pressure, no endless calls. Just smart, fast funding from people who know what they’re doing.

WE KNOW THE TERRAIN

We’ve guided thousands through this before. We’ll get you through clean.

ALWAYS UPFRONT

Clarity when you need it most, from a team that values your time and trust.

DONE FAST & RIGHT

Organized. Deliberate. Built to deliver without chaos or guesswork, every time.

PARTNERS NOT PROSPECTS

We treat every transaction as an opportunity to earn your next one.

Apply in Minutes

These Fitness Businesses Got a Loan from QuicLoans

Here’s what quick funding looks like when it’s done right. This is how it’s supposed to work.

Boutique Strength Studio
Funded in 8 hours
  • Amount: $175,000
  • Term: 18 months
  • Revenue: $1,400,000/yr.
  • Time in Business: 6 years
  • Owner Credit: B+
  • Use Of Funds: Add new turf zone and expand floor space
CrossFit Franchise
Funded in 22 hours
  • Amount: $120,000
  • Term: 12 months
  • Revenue: $650,000/yr.
  • Time in Business: 4 years
  • Owner Credit: B-
  • Use Of Funds: Replace cardio equipment per franchise mandate
Neighborhood Yoga Studio
Funded in 10 hours
  • Amount: $40,000
  • Term: 8 months
  • Revenue: $450,000/yr.
  • Time in Business: 2 years
  • Owner Credit: C-
  • Use Of Funds: Upgrade mirrors, flooring, and audio system

Questions Business Owners Ask

Answers about speed, requirements, and how funding really works.

Based on current lending practices, quick funding for gyms and studios is typically disbursed within 24 to 48 hours following approval. This fast turnaround relies on verifying consistent cash flow.

Core requirements usually include the gym operating for 3+ months, generating over $10,000 in monthly revenue, and a business checking account. While the minimum acceptable FICO score is 450, a score above 600 will generally secure the best terms and lower rates.

Yes, fitness studios and gyms often secure additional working capital even with existing equipment leases or loans. Lenders assess eligibility based on the business’s total cash flow capacity to support all payments.

For quick capital solutions under $150,000, lenders typically require only the last 3-6 months of business bank statements to verify revenue. Tax returns are generally reserved for larger, long-term financing.

Common uses include upgrading or repairing equipment, covering payroll during seasonal dips (e.g., summer), launching marketing campaigns, or facility expansion. Since the funding is typically unsecured, it offers high flexibility for operations.

Common Fitness Financing Questions

Your Fitness Center's Next Move Starts Here

You’re ready to solve your problem. We’re ready to fund you.

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